Bank reconciliation

Bank reconciliation is matching your accounting records against your bank and card statements to confirm every transaction agrees — catching duplicates, missing entries, and discrepancies. It's essential, exacting, and the recurring task that keeps the books trustworthy.

Key characteristics

  • Matches book records to bank/card statements line by line
  • Surfaces duplicates, missing transactions, and mismatches
  • Done per account, every period (usually monthly)
  • Precise and repetitive — error-prone when rushed
  • The foundation of accurate financial reporting

Example

March's operating account shows 142 transactions. A reconciliation confirms 141 match the statement and flags one likely duplicate — a $480 vendor charge posted twice — for a decision before the books close.

How it relates to Kuvai

Reconciliation is a core job for Maya, Kuvai's AI bookkeeper. Connect your accounting tools or upload your statements and she reconciles each account against them, matches what ties out, and flags exactly the exceptions that need a decision — drafting the work for your review. Nothing posts to the ledger without your sign-off.

Related terms

Frequently asked questions

Bank reconciliation is matching your accounting records to your bank and card statements so every transaction agrees, catching duplicates and missing entries. Kuvai's bookkeeper teammate, Maya, does this against the statements you connect or upload and flags the exceptions for your review.

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What Is Bank Reconciliation? Definition & Example | Kuvai